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Free online loans & financing calculators. Fast, accurate, and always free to use.
Use our free loan calculator to estimate monthly payments, total interest, and total payment for any loan. Switch between Payment, Affordability, and Payoff modes.
Use our free personal loan calculator to estimate monthly payments, total interest, and total cost including origination fees. Switch between Payment and Fee Analysis modes.
Use our free home loan calculator to estimate your total monthly housing payment including principal, interest, property taxes, insurance, and PMI. Also estimate upfront costs with the Upfront Costs mode.
Use our free mortgage calculator to estimate your monthly mortgage payment including taxes, insurance, PMI, and HOA. Switch to amortization schedule to see how each payment is split between principal and interest.
Use our free auto loan calculator to estimate monthly car payments including sales tax, trade-in, and additional fees. Switch to Total Cost mode to see the full cost of the vehicle.
Use our free motorcycle loan calculator to estimate monthly payments, total interest, and total cost. Includes sales tax and registration fees for accurate motorcycle financing estimates.
Use our free boat loan calculator to estimate monthly payments, total interest, and total cost of boat ownership. Includes sales tax, marina/storage fees, and insurance for a true picture.
Use our free RV loan calculator to estimate monthly payments, total interest, and total cost. Includes trade-in value, sales tax, registration fees, and insurance for accurate RV financing estimates.
Use our free student loan calculator to estimate monthly payments under different repayment plans. Compare Standard, Extended, Graduated, and Income-Based Repayment plans for federal and private student loans.
Use our free education loan calculator to estimate monthly payments, total interest, and total cost of education loans. Includes origination fees and supports multiple modes including Payment, Fee Analysis, and Total Cost.
Use our free business loan calculator to estimate monthly payments, total cost including fees, and loan affordability. Supports collateral valuation and LTV ratio analysis for business financing decisions.
Use our free commercial loan calculator to estimate monthly payments on commercial real estate and analyze investment returns including cap rate, cash flow, and cash-on-cash return.
Use our free construction loan calculator to estimate costs for construction-to-permanent loans. See interest-only payments during the construction phase and the permanent mortgage payment after construction completes.
Use our free equipment loan calculator to estimate monthly payments, total interest, and total cost. Includes residual value, sales tax, and a Lease vs Buy comparison mode for equipment financing decisions.
Use our free land loan calculator to estimate monthly payments for raw land or lot financing. Includes property taxes and supports Payment and Total Cost modes.
Use our free balloon loan calculator to estimate monthly payments and the final balloon payment. A balloon loan has a shorter term than its amortization schedule, requiring a large lump sum at the end.
Use our free interest-only loan calculator to estimate payments during the interest-only period and the higher payments when amortization begins. Switch between IO Period and Full Term views.
Use our free loan payoff calculator to see how extra monthly payments can shorten your loan term and save you money on interest. Compare payoff time and total interest with and without extra payments.
Use our free loan comparison calculator to compare two loan offers side by side. See which loan has the lower monthly payment, total cost, and total interest. Make informed borrowing decisions.
Use our free loan affordability calculator to determine how much you can borrow based on your income, existing debts, and the lender's maximum DTI ratio. See the maximum loan and property value you can afford.
Use our free loan EMI calculator to estimate your equated monthly installment, total payment, total interest, and interest vs principal ratio. Switch to Amortization Schedule mode for a period-by-period breakdown.
Use our free debt avalanche calculator to see how paying off debts in order of highest interest rate first saves you the most money on interest. Enter up to 5 debts and an extra monthly payment.
Use our free credit line calculator to see how long it takes to pay off a revolving credit line and how much interest you pay. Adjust minimum payment percentages and fixed payment amounts.
Use our free line of credit calculator to estimate monthly payments on a drawn line of credit. Supports interest-only periods and standard amortization for business and personal lines of credit.
Use our free HELOC calculator to estimate payments during both the draw period (interest-only) and repayment period (amortizing). See how much equity you can access and total borrowing costs.
Use our free reverse mortgage calculator to estimate how much you can access from your home equity with a reverse mortgage. Based on home value, borrower age, and expected interest rates.
Use our free lease vs buy calculator to compare the total cost of leasing versus buying an asset such as a car or equipment. Includes loan financing, lease payments, residual value, and investment return analysis.
Use our free car lease calculator to estimate your monthly lease payment. Enter the car price, residual percentage, money factor or interest rate, lease term, down payment, and fees to get an accurate lease estimate.
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