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Use our free time deposit calculator to estimate the maturity value of a time deposit (also called a term deposit). Enter a lump sum, choose a term length, and see how compound interest grows your investment.
A time deposit (term deposit) is a deposit held at a financial institution for a fixed term ranging from 1 month to several years. It pays a fixed interest rate and typically requires a minimum deposit.
A = P(1 + r/n)^(n × t/12) or A = P(1 + r × t/12) for simple interestPercentage: The percentage value you want to apply
Number: The original number or value
Result: The calculated result
Result: $52,819
CalculateMe Team
Last updated: 2026-07-15